Workers compensation....every business needs it
Have employees in Florida?
Florida law requires businesses with 4 or more ee's in the non construction and 1 ee in the construction industry
Angela Cyrus licensed FL-220 Agent #W167483
Bio
Claims are what drive the cost of workers comp, so she is diligent in advising business owners about reducing them so they can save money on their premiums. She is the liaison between the carrier and the client, as well as an advocate for the client when it comes time to renew their policy.
Florida Work comp advisor
OUR SERVICES
Our specialists have built relationships with many approved work comp insurance carriers, so we can help you find the best carrier to meet your company’s needs. Work comp is not like other business insurance. It’s complicated! Having an agent on your side saves you time and money. We serve as an advocate for the employer to get the best coverage and rate for your company. We also go to work for you managing the claim process and the annual audit. The benefit of having a Work Comp Specialist on your side is invaluable when it is time to renew your policy.
Classifications
Are your ee's classified correctly. What type of company do you own/operate? What does each employee do? NCCI sets the classification code for companies in various industries (Construction, Hospitality, Automotive, Trucking, Medical, etc.) based on the risks related to the duties each employee must perform. There are nearly 800 classification codes.
Experience Mod Rating
aka your 3 years claim history. We do a thorough review of every client’s Experience Modification (MOD) Rating. More than half of our clients came to us with correctable errors in their MOD calculations.
Claims
Claims are what drive the cost of workers comp, so we are diligent in advising business owners procedures to mitigate exposure so they can save money on their hard earned premiums. we are your liaison with the carrier, as well as an advocate for your business in all areas of work comp
Audits
Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.
Discounts & Credits
Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.